![4. Needs vs Wants: Financial Literacy 101 [Financial Skills] Personal Financial Management](https://i.ytimg.com/vi/FJT2O16Orl4/mqdefault.jpg)
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Last Updated: October 26, 2026
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When a budget doesn't work, it's usually for two reasons, A) Our estimates of our expenses were different than what actually ... As we discussed in the introduction video to this series, deciding between Join us as we learn the art of smart spending Are you struggling to manage your money Being able to distinguish between In this video, discover the importance of teaching kids the basics of Learning about all things related to money! Finances, savings, loans, investing, retirement, taxes, budgeting How do we decide what to spend our money on? Is it something we really need, During a trip to the grocery store, Bert helps Ernie learn an important
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